5 reasons to insure your boiler

If you own your own home, taking care of your boiler should be top of your priority list. Keeping the boiler serviced, the pipes descaled, and watching out for low pressure will all keep the boiler working well.

Boiler insurance offers additional peace of mind. It usually covers all repairs that need to be carried out, and it usually also covers the cost of an annual service.

But why is boiler insurance so important?

Having No Hot Water is Miserable

Every busy family home needs hot water, day and night. There’s nothing worse than trying to wash your hair under a cold shower, or trying to clean the kids with a cold flannel or sponge.

In the winter, it’s a guaranteed way to catch a chill, too. How long could you live without your boiler if the worst happened?

If you’re insured, it’s highly unlikely that you’d be left without hot water in an emergency boiler breakdown.

Boiler Repairs Can Be Expensive

How much does a boiler repair cost? There’s no easy answer to this. But when you add up the cost of diagnosis, parts, and the engineer’s time to fix the problem, you could be looking at a four-figure bill.

When you consider the fact that a boiler back pack up literally overnight, it’s a massive amount of money to find with no notice at all.

A good insurance policy will cover you for as much as £5,000 in boiler repairs.

Winter Call-Outs are Slow and Costly

If you call out a boiler engineer as an emergency, you could pay them over one hundred pounds to look at your boiler at short notice. That’s not all; you could wait from a few hours to a few days before they actually show up.

It’s worth getting your boiler insured and serviced in the summer to avoid the long waiting times in the winter months. Your insurer will help you to arrange this.

Boiler Insurance Saves Time

Getting a broken boiler fixed can be a real chore. You’ll have to find out who’s available to look at the problem, and then hope that you’ve found a good engineer that isn’t a scammer.

With boiler insurance, you’ll normally be allocated a repair engineer from the insurer’s own approved team. So once you report the boiler fault to them, you can sit back and relax. Forget ringing around, comparing quotes, and asking for recommendations.

Boiler Insurance is More Affordable Than You Think

Boiler insurance doesn’t have to be expensive. Your cover will be priced based on your own personal circumstances, including your home and the model of boiler you have.

So if you’ve read online that it’s pricey, it’s still worth getting a quote that’s tailored to you, whether you’re a homeowner or a landlord.

Row.co.uk offer 24-hour emergency claims, and unlimited claims once you’re a customer. Parts and labour are included, and we don’t charge for call-outs once you’re insured with us. Prices start at £6.19 a month.

Get a quote for boiler insurance now and benefit from peace of mind all year round.

*The information in this blog is designed to provide helpful information on the subjects discussed. Please seek a professional for expert advice as we can not be held responsible for any damages or negative consequences upon following this information.

Tablets, smartphones and even smart TVs are part and parcel of our everyday lives – they’re fun, they’re informative and they make our lives easier.

UK smartphone saturation now touches 75% and surveys suggest 83% of those who go on holiday stay digitally connected. It begs the question, are we allowing our digital lives to infringe too much on our daily lives? Have we reached the connectivity tipping point and do we as Britons need to begin considering a digital diet? Perhaps!

We live in a world where the next conversation, gaming experience or TV series is one click away. On a lot of levels it’s fantastic. However, it can also quite easily become too much; leaving us with little time to switch off, tune out and have some completely offline time to ourselves.

According to Larry Rosen, author of the book ‘iDisorder: Understanding Our Obsession with Technology and Overcoming its Hold on Us’, frequent users of smart devices show signs of OCD and ADD.

Practical Solutions

As with any diet, there are no radical solutions and throwing your smart phone in the bin works only to the same degree fad, crash diets do for people trying to lose weight. It doesn’t. The solution is to be practical, measured and realistic with our use of technology. Powering down completely is impractical. However, being aware and mindful of your smartphone or tablet use and then controlling compulsions to check your email 5 times in 10 minutes or refresh your Facebook Newsfeed constantly is realistic.

There are plenty of ways for us to get a hold on our digital loves and prevent them impacting on our quality of life.

Reward System

A lot of us check our phones repeatedly because there is a reward in the form of a message, or some form of media. In turn this creates a dopamine rush that stimulates our pleasure centre. Simply, we turn on our phone and we receive something that makes us feel happy. This is known as operant conditioning in medical circles. The best way to reduce the urge to check your pocket is to retrain your mind to do something else that makes you feel happy and gives you that rush.

Limitation

Consciously setting limits on use helps greatly. Simply, schedule a time you won’t be using your device for and then place your phone out of reach for that period, knowing you will check it when the specific time is up. Keeping your phone out of arm’s length reduces the compulsion for your subconscious to pick it up for a quick browse.

Walk

The digital world overloads our brains with stimuli and this is often the root cause of people having problems sleeping and poor concentration levels. Fortunately, it’s quite easy to reduce this load – simply go for a walk outside through a pleasant environment. By spending time with nature and getting some fresh air you restore the brain’s ability to focus.

By limiting our digital use and knowing when we need to be on and offline, we can create the balance in our lives. Remember, your device is always online so you don’t need to be.

Row.co.uk Blog