Home Appliance Insurance

Protect your Home appliances from £1.49

We cover those 'OH DUCK' moments

Home appliances can be very costly to repair so it's a good idea to be covered by an appliance insurance policy. The last thing you want is for your existing appliances to pack in; it's extremely stressful and the thought that you might have to fork out for a new appliance is enough to make anyone despair. So, why not prevent spending this amount of money and get inexpensive appliance insurance for your home appliances instead?

  • Blue tickAccidental Damage & Breakdown
  • Blue tickCover Up To £2000
  • Blue tickRepair or Replace
  • Blue tickParts, Labour & Call Out Covered
  • Blue tickNational Repair Network
Get Quote Get a quote here

I saved over £20 per month compared with D&G for the exact same level of cover.


Getting an online quote was easy, the price was almost half what we paid with my previous supplier.


Can't recommend enough for ease of use, low prices and helpful service


I saved over £55 per month on my 7 appliances and 1 gadget!


Why choose Row.co.uk

  • White tickLow Cost
  • White tickFlexible Payments
  • White tickMake Multiple Claims^
  • White tickLow Excesses
  • White tick14 Day Money Back Guarantee
  • White tickUp To 20% Discount*
Get Quote Get a quote here
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Insurance Choice Awards winner and finalist in 2016 & 2017

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Our customers love us
4.73 rating on Google

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We've insured over 200,000 gadgets & appliances

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Our call centre & support team are all in the UK

Why choose us for your Home Appliance Insurance

Why Insure

Worried about losing or having your kitchen appliances break down? Have peace of mind for those eventualities with Row.co.uk!

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How Much

Our appliance cover starts from just £1.49 a month, that's not a lot to give you peace of mind is it? We also offer big discounts if you cover multiple appliances of up to 15%, or up to 20% if you insure them annually.

Browse our terms, check out our prices, see our reviews (just Google us!) and you'll see that we can't be beaten.

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Why Us

Seamless Customer Care: Boom! Your fridge just went super nova. Have no fear; customers say we're fantastic. As do all our online reviews! Our team is based in sunny old Bournemouth so you'll always deal with someone from the UK to help with your difficulties.

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One of The UK's Largest Repair Networks: We have been dealing with appliance repairs for donkey's years and have repaired thousands of them. We have contracts with network, manufacturer and manufacturer-approved engineers right across the UK. In fact, we're so good that other repair companies use us!

Like For Like Replacements: If we can't repair your appliance with our network, we will replace it with a shiny new one, which is identical or similar (if they don't make yours anymore) to the appliance you had before. We will match the specification of your old appliance and we also brand match so if you have a Neff then you'll get a Neff replacement. No quarrels, just an honest service from an honest provider.

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How To Claim

REALLY IMPORTANT: Unlike lots of our competitors, we deal with the whole process for you. So when, not if (!), you sign up you'll be taken care of from sign up to claim, all in house. If you think that competitors are going to deal with it themselves then check carefully in their terms and conditions to see whom the 'administrator' is.

Claims in a Flash!

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For us to make a quick decision on your claim just log into the customer service centre, do some basic checks on your appliance with our helpful guide which can fix a lots of common problems, but if that doesn't work continue to complete the claim and then we'll take care of the rest. We may ask you to provide any relevant documents we need like proof of purchase (why not send this to us when you sign up?).

That's it, nice and easy lemon squeezy!

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What is home appliance insurance?

Home appliance insurance gives you an insurance cover for all of your home appliances. Fridge freezer, washing machines, DVD player, we can cover them all and many more!

Why take out home appliance insurance?

You perhaps already have home contents insurance and that's great so why should you take home appliance insurance?

Let me tell you!

With our home insurance, you can choose to insure the home appliances that are most important to you or those you can't afford to replace on the spot. We provide discounts on multiple items insured with us too!

If your washing machine or tumble dryer packs up, you want to know that your insurance policy will cover it and handle the claim quickly. Nobody wants to be without a fridge freezers for a long period of time, it's just not practical or pleasant!

What cover can you get with appliance insurance?

Our level of cover in our home appliance insurance policy is something we really pride ourselves on and don't mind talking about!

When it comes to which appliances we cover for you, well that's down to you!

Washing machines and fridge freezers are the two most likely home appliances to receive some damage in the house - accidental damage or otherwise. However, with our discount offer on multiple appliance cover, why stop there?

We can make sure you have home insurance in place for your most cherished home appliances. As you can see from the list below, we offer far more than just washing machine insurance!

  • Washing Machine
  • Tumble Dryers
  • Cooker (Including range cookers)
  • Dishwasher
  • Fridge freezer (including American style)
  • Many other white goods

As well as white goods, we provide appliance cover for a range of other home appliance needs. If you can't see your appliance on our home insurance list, then please get in touch to see what we can do!

Do I need appliance insurance?

Knowing that you have a home appliance insurance policy for your important appliances will provide you with a sense of security and peace of mind. A decision you won't regret.

Why? Our appliance insurance provides cover for a mechanical breakdown and accidental damage for up to £2000.

The best bit is this level of cover includes parts, labour, and call-out fees!

Our home appliance cover comes at a low cost per month and the appliance cover you get for that price is way beyond the manufacturer's warranty level of cover.

If your white goods fail and you were without insurance, you'd most likely be regretting your potentially expensive oversight!

Are there any Coverage and exclusions?

Below are our main appliance cover exclusions. A full list can be found in our Terms and Conditions, which is worthy of a read!

  • Any claims that are made during the Exclusion Period. Any excess must be paid before a claim can be processed.
  • The cost of any claims relating to a level of home insurance cover you have not purchased.
  • Cosmetic damage which includes but is not limited to wear and tear.
  • Any incident arising from abuse, misuse or neglect.

Is home appliance cover worth the cost?

Home insurance will often provide cover for accidental damage, theft and loss to your household appliance. It doesn't come close to providing the full cover home appliance insurance cover does.

What happens when your dishwasher breakdowns? A standard warranty cover policy could mean that you are left with large repair costs and call out charges. Contents insurance will not cover repairs.

That's why you need home appliance insurance!

Our appliance insurance provides real value for money and is an extremely cost-effective way to protect yourself from costly bills.

Unlike extended warranty packages, we allow you to claim multiple times over the course of one policy.

With each appliance we provide:

  • Multiple repairs over the course of your insurance
  • We won't keep repairing something that shouldn't be, we replace
  • The promise of a new appliance if you need one
  • Fantastic customer service from the UK
  • 24/7 online claims and account management so whenever you face a breakdown you can start claiming, no waiting around call centres to open
  • Our excess costs are kept low
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