Appliance Insurance

Yes, Appliance Cover is dull. But we'll make it fun(ish)...! Plus we have a great little product from just £1.49 a month

We cover those 'OH DUCK' moments

Appliances can be very costly to repair so it's a good idea to be covered by an appliance insurance policy. The last thing you want is for your washing machine to explode or your fridge to pack in; it's extremely stressful and the thought that you might have to fork out for a new appliance is enough to make anyone despair. So, why not prevent spending this amount of money and get inexpensive appliance insurance for your home appliances instead?

  • Blue tickAccidental Damage & Breakdown
  • Blue tickCover Up To £2000
  • Blue tickRepair or Replace
  • Blue tickParts, Labour & Call Out Covered
  • Blue tickNational Repair Network
Get Quote Get a quote here

I saved over £20 per month compared with D&G for the exact same level of cover.


Getting an online quote was easy, the price was almost half what we paid with my previous supplier.


Can't recommend enough for ease of use, low prices and helpful service


I saved over £55 per month on my 7 appliances and 1 gadget!


Why choose Home Appliance Insurance with

Luckily, with, we offer comprehensive insurance policies for a wide range of appliances, from as little as £1.49! We have the best customer team around, so know that there's always someone on the other side of the phone who can help you with anything you need. We offer protection for your appliance against accidental damage and breakdown and the parts, labour, and call out charges are all covered under your policy.

  • White tickLow Cost
  • White tickFlexible Payments
  • White tickMake Multiple Claims^
  • White tickLow Excesses
  • White tick14 Day Money Back Guarantee
  • White tickUp To 20% Discount*
Get Quote Get a quote here
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Insurance Choice Awards winner and finalist in 2016 & 2017

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Our customers love us
4.73 rating on Google

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We've insured over 200,000 gadgets & appliances

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Our call centre & support team are all in the UK

Why choose us for your Home Appliance Insurance Cover

Why Insure

Washing machine just exploded? No problem, that's our speciality. No one wants to deal with the bother of sorting out a repair or replacement appliance, do they? They're big, bulky, messy, and inevitably expensive to fix or replace. That's why it's important to get all your appliances covered under one roof... us! With our insurance and extensive experience in appliance repairs you'll be in great shape.

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How Much

Our appliance cover starts from just £1.49 a month, that's not a lot to give you peace of mind is it? We also offer big discounts if you cover multiple appliances of up to 15%, or up to 20% if you insure them annually.

Browse our terms, check out our prices, see our reviews (just Google us!) and you'll see that we can't be beaten.

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Why Us

Seamless Customer Care: Boom! Your fridge just went supernova. Have no fear; customers say we're fantastic. As do all our online reviews! Our team is based in sunny old Bournemouth so you'll always deal with someone from the UK to help with your difficulties.

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One of The UK's Largest Repair Networks: We have been dealing with appliance repairs for donkey's years and have repaired thousands of them. We have contracts with network, manufacturer, and manufacturer-approved engineers right across the UK. In fact, we're so good that other repair companies use us!

Like For Like Replacements: If we can't repair your appliance with our network, we will replace it with a shiny new one, which is identical or similar (if they don't make yours anymore) to the appliance you had before. We will match the specification of your old appliance and we also brand match so if you have a Neff then you'll get a Neff replacement. No quarrels, just an honest service from an honest provider.

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How To Claim

REALLY IMPORTANT: Unlike lots of our competitors, we deal with the whole process for you. So when, not if (!), you sign up you'll be taken care of from sign up to claim, all in-house. If you think that competitors are going to deal with it themselves then check carefully in their terms and conditions to see who the 'administrator' is.

Claims in a Flash!

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For us to make a quick decision on your claim just log into the customer service centre, do some basic checks on your appliance with our helpful guide which can fix a lot of common problems, but if that doesn't work continue to complete the claim and then we'll take care of the rest. We may ask you to provide any relevant documents we need like proof of purchase (why not send this to us when you sign up?).

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What are appliances?

From white goods to electronics, appliances are there to make life easy for you. Whether it’s a washing machine, tumble dryer, or fridge freezer, it’s unlikely that you can get through the week without them.

Our kitchen Appliance Insurance covers everything in the kitchen, white goods, and home appliances, including the following: washing machines, tumble dryers, fridges, freezers, cookers, dishwashers, microwaves, hobs, ovens, extractor fans, DVD players, Blu Ray players, DVD recorders, and vacuum cleaners.

What appliances should I get appliance cover for?

It’s entirely up to you which appliances you take out insurance for but it’s always worth thinking about what would cause you the most inconvenience if you had to go without it for a long period of time. Ideally, you’ll want to get appliance cover for all of your appliances that make your life that much easier on a daily basis.

Bear in mind the inconvenience that would be caused by not having each appliance in your home and the additional costs which might result from not having access to them for any length of time.

Just think, if your freezer broke then it would leave you with a pile of defrosting food in the bin or, if your laundry machine decides it’s no longer going to wash your clothes, then you’ll be running back and forth between your home and the nearest laundrette for a week!

Because our affordable appliance insurance can cover as many items as you want, you can tailor it to your needs and it’s likely it won’t even cost as much as you expected it to thanks to all of our discounts!

What is home appliance insurance?

Home appliance insurance, sometimes called white goods insurance, is that extra level of protection for your home and kitchen appliances.

Simply put, appliance insurance is there to cover an unexpected issue or mechanical breakdown that generally wouldn't be covered by your home insurance policy.

Having home appliance cover in place is a hassle-free way to get a speedy repair or a much-needed replacement and, even when things are smooth-sailing, you won't need to worry because you'll know that you have the security of insurance cover.

What will home appliance insurance cost?

With, you can take out appliance insurance on a minimum of three home appliances. Our competitive home appliance insurance can cost as little as £1.49 and it's guaranteed to give you peace of mind knowing that even if the worst happens, your appliances are covered!

Starting from £1.49 per month, our home appliance insurance is an affordable option and we even throw in discounts when you cover several appliances.

Appliance insurance vs Extended warranties – what’s the difference?

Wondering what the difference is between appliance insurance and extended warranties? No worries, let us explain!

While both will provide you with a level of cover in the event that one of your appliances suddenly takes a turn for the worst, home appliance insurance has a number of big advantages over an extended warranty.

Firstly, extended warranties tend to lock you into a contract which can sometimes be a couple of years long.  Appliance insurance policies, on the other hand, will often let you stop at any time.

Now, this is a big one… damage cover! While extended warranties won’t always cover accidental damage, appliance insurance is there for you in both breakdown and accidental damages.

You’ll also be able to cover multiple appliances under one policy with appliance insurance whereas you’d have to take out an individual extended appliance warranty for each of your household appliances.  This makes appliance insurance a whole lot cheaper and stress-free.

How do I make a claim on my insurance?

If you would like to make a claim, please go to the online customer service centre, click at the top of the page 'login' - contact the customer service team if you have any problems or questions.

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