Gadget Insurance

Protect your gadgets from £1.49

24 hour replacement

We cover those 'OH DUCK' moments

It's very common nowadays to have some kind of gadget. It may be a mobile, tablet or laptop which is important to you for personal or business purposes. Ideally, it would be great if technology was indestructible, but unfortunately, problems can arise with your gadgets and these issues may not be fixable just by switching the device off and back on again. It's a nightmare if your phone breaks and even more so if you don't have gadget insurance! So why risk it?

  • Infinity Unlimited Repairs
  • Spanner 24 Hour Replacements^^
  • Collection / Return Free Collect / Return on All Gadgets
  • Pound 14 Day Money Back Guarantee
  • Blue tickCracked Screens
  • Blue tickLiquid Damage
  • Blue tickAccidental Damage
  • Blue tickBreakdown
  • Blue tickTheft, Loss & Unauthorised Calls**
  • Blue tickInternational Trips
  • Blue tickImmediate Family
Get Quote Get a quote here

I saved over £20 per month compared with D&G for the exact same level of cover.

Stephen

Getting an online quote was easy, the price was almost half what we paid with my previous supplier.

David

Can't recommend enough for ease of use, low prices and helpful service

Darren

I saved over £55 per month on my 7 appliances and 1 gadget!
 

Gordon

Why choose Row.co.uk

With Row.co.uk, you can be covered for many possibilities such as accidental, mechanical or liquid damage, cracked screens and theft/loss**, from as little as £1.49! Cover your gadgets with us, and if you make a claim, we aim to get a replacement to your door within 24 hours of your claim being approved!^^ How great is that?

  • White tickLow Cost
  • White tickFlexible Payments
  • White tickMake Multiple Claims^
  • White tickLow Excesses
  • White tick14 Day Money Back Guarantee
  • White tickUp To 20% Discount*
Get Quote Get a quote here
Star icon

Insurance Choice Awards winner and finalist in 2016 & 2017

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Our customers love us
4.73 rating on Google

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We've insured over 200,000 gadgets & appliances

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Our call centre & support team are all in the UK

Why choose us for your Gadget Insurance

Why Insure

How many gadgets do you own? Most people these days have more than one gadget, whether that's mobile phones or tablets we can cover them. After all, where would you be without them? Not only can damage or loss be expensive, you'll also have lost the most useful possessions you own, it's simply not worth the risk, so make sure you get all your gadgets covered with our great policy!

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How Much

Our gadget insurance allows you to cover as many gadgets as you want in one go. For every extra device you insure, you'll receive a 5% discount, allowing you to make a HUMONGOUS 20% SAVING when you insure 4 of your indispensable gadgets on an annual basis with us. Come on, make a great saving on a fantastic gadget insurance!

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Why Us

We provide your gadgets with complete protection against accidental, electrical and mechanical damage and loss, theft & unauthorised calls** at an unbeatable cost, we've got you covered. Other great reasons to use us include, claims are organised within 48 hours of submission with requested documents, our cover is worldwide and our excess amounts are low. Oh, and our customers have rated us for our consistently excellent service on Reviews.co.uk! Find someone with a better rating, we dare you.

How To Claim

We pride ourselves on dealing with everything from when you sign up through to when you claim, we never wipe our hands of you and pass you to a third party. We have a really simple online claims process which allows you to submit a claim at anytime, not being constrained by opening hours means we are able to manage our claims efficiently and it ensures we are able to get the quickest turn around on successful claims!

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Online Portal

Our online portal is not only where you can manage your policy but also it's where you can submit a claim. We know that it is often a lot easier for our customers to submit a claim online; it's a quick process and one that we know is easy peasy for our customers.

Quick Decision-Making

We have a 24-hour replacement service and so if your gadget is lost or stolen we'll dispatch a replacement super fast, we aim to have it with you within 1 working day upon approval of your claim.

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Rubber duck

FAQS

What is gadget insurance?

Gadget insurance will cover the cost of replacing or repairing your gadget. This is in the event of an accident, theft, loss as well as a whole manner of other things - very comprehensive insurance!

Why get gadget insurance?

At this point, it is probably worth asking yourself if you could afford to replace your gadgets outright if anything was to happen to them?

If the answer is no, then gadget insurance is a fantastic option for you!

With the gadget cover, you will get a lot of peace of mind. Safe in the knowledge that there is always the repair or replace option available.

Can I insure more than one gadget?

Absolutely!

We have made it incredibly simple to insurance multiple gadgets. Simply select "Add Another Gadget" when at the quote process.

Best bit? We'll give you 5% off for every additional gadget you insurance through us!

Do I need gadget insurance cover if my device is still under warranty?

Your warranty will cover you if your gadget stops working. Gadget insurance goes a step above that. covering you for a whole lot more so it is a much more comprehensive option.

What do I do if my gadget is stolen?

We're sorry to hear that!

Make a claim through our customer service centre and we'll aim to get you a replacement device within 24 hours.

What do I need to do if my gadget needs repairing?

To provide peace of mind, our policy is that we aim to repair or replace your device. Being without your gadget is an inconvenience and that's something we understand.

If your device is to be repaired, we will get it to our repair centre as quickly as possible. Aiming to have it back to you, fully working, within 3 days of us receiving it.

What does gadget insurance cover?

Accidental damage and Theft

Unauthorised calling

Mechanical failure and water damage

Extended warranty cover

International cover & Worldwide

Guaranteed replacement

Gadget cover exclusions

Below are our main insurance cover exclusions. A full list can be found in our Terms and Conditions, which is worth a read!

  1. The gadget cannot be second hand, it must be bought as new and from a UK retailer. The retailer will need to be VAT registered. At the point of taking out the insurance, the phone or device should be no more than 12 months old.
  2. You will be unable to make a claim within the first 14 days of the policy start date. Our policy is such to limit the number of fraudulent claims attempted. The good news is, by doing this we can keep the premiums at a great price for our customers!
  3. Making a claim will not be successful if it is made as a result of neglect or misuse.
  4. Policies cannot be taken out by people under the age of 18.
  5. Any theft or loss as a result of the gadget being left unattended.

How do I make a claim on my Gadget insurance?

Making a claim on your gadget insurance policy couldn't be easier, we take care of it all for you.

All we ask is that you make contact with our team (we would do this bit for you if we could but alas we can't!). We will take it from there, every single step.

If you would like to make a claim, please go to the online customer service centre, click at the top of the page 'login' - contact the customer service team if you have any problems or questions.

When we've finished handling your claim we will either repair or replace you gadget but we'll keep you up dated!

Gold stars
SAVED
ME £60

Debbie

Gold stars
I LOVE
MY DUCK

Sarah

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