Boiler Cover

FAQS

What is boiler cover and why do I need it?

Nobody wants to have to suddenly lose hot water, especially during the colder winter months.

Boiler emergency protection is a type of home insurance which has been designed specifically for when your heating breaks or you have hot water problems.

It will usually include the call out cost of getting a gas safe registered engineer out to the property, as well as covering the labour of the engineer and any replacements which are required.

What does this cover include?

Typically there are three different types of cover which you can choose from, and it is up to you to make sure what each of these entails:

• Boiler-only insurance - This type of protection only protects the heating and its controls in cases of an emergency but does not include the cost of fixing central heating plumbing issues which may arise.
• Boiler & central heating protection - This protects both boilers and a boilers central heating plumbing, which means that any repairs to pipes or radiators are also included.
• Home emergency cover - This is a much more all-encompassing type of protection which aims to provide you with assistance in case of a boiler or central heating emergency. It typically insures your pipes, radiators, drains and plumbing as well - although you should always read all the information provided to ensure you know what it includes.

Does boiler and heating cover include boiler breakdown cover?

Generally, a boiler and heating policy will protect homeowners for breakdown costs, although they should always be certain they are protected before they claim by checking with the registered office of their provider, or on their website.

Does this include an annual boiler service?

A service of gas appliances every 12 months is another perk that many providers offer. From as little as £8.99/month this shields homeowner from the cost of any replacements and ensures that everything is gas safe registered to a standard that will prevent any issues arising.

However, you should always check with your provider about the specifics of this insurance, as many do not service any models which are more than 7 years old.

Warming up to the idea

Burst pipes, hot water issues and broken boilers can be the stuff of nightmares - for both landlords and tenants. Whilst keeping your home and plumbing in good condition can prevent the likelihood of a boiler breakdown, they can still happen - often at the most inconvenient of times.

Having breakdown cover for your gas boiler or central heating plumbing system, lets you relax in the knowledge that if an accident or emergency breakdown was to happen, your insurance policy would cover any labour costs of getting it fixed as soon as possible.

With the coldness of winter being felt by many, we all deserve the chance to put the heating on and relax, and having boiler and heating cover in your home lets you do exactly that.

Home boiler cover is the safest way of keeping warm this winter, assured that if your boiler breaks, things will be sorted by your chosen policy.

If you are still in two minds about whether or not to get heating, plumbing or boiler cover, here are some of the main advantages for both tenants and landlords:

• Cover against all manner of plumbing and gas boiler breakdowns and faults.
• Save money on potential content damages caused by a breakdown.
• Routine annual service of your gas boiler is also provided by many insurers, which helps to keep them operating properly and prevents the likelihood of a breakdown.

Nobody wants to be left out in the cold, or without hot water - especially during wintertime.

Having boiler cover is the smartest and safest way to ride out the winter months in blissful warmth, without the worries that come with it.