Mobile Phone Insurance

From the guys who duff up the big boys with our 5 star defaqto insurance from just £1.49

24 hour replacement

24 Hour

Google review

Rating 4.8

We cover those 'OH DUCK' moments

Whether you’re using your mobile phone for personal or business use, getting insurance is a must. With our smartphones becoming more expensive and valuable, the importance of getting good mobile phone insurance is undeniable. You should obviously be careful with your phone, but accidents are very common. If you are unfortunate enough to experience bad luck, such as dropping your phone in a puddle, smashing the screen or accidentally sitting on it, you’re going to want to be covered. It’s nice to have peace of mind knowing you will not be left with a hole in your pocket where you’ve had to fork out money to repair or even replace your device.

  • Blue tickCracked Screens
  • Blue tickLiquid Damage
  • Blue tickAccidental Damage
  • Blue tickBreakdown
  • Blue tickTheft, Loss & Unauthorised Calls**
  • Blue tickInternational Trips
  • Blue tickImmediate Family
Get Quote Get a quote here

I saved over £20 per month compared with D&G for the exact same level of cover.


Getting an online quote was easy, the price was almost half what we paid with my previous supplier.


Can't recommend enough for ease of use, low prices and helpful service


I made the right choice by switching to Row. So much cheaper!


Why choose ROW

Luckily, at we offer affordable, comprehensive mobile phone insurance for a vast range of mobile phones, including the iPhone, which is worth every penny. We can protect you against mechanical, accidental and liquid damage and also theft and loss**, all from as little as £1.49! On top of all these great features of our policies, if you make a loss or theft claim, we always aim to get a replacement for your phone to your door within 24 hours^^, so you can keep in contact with the world. Really, is there much more you could want?

  • White TickLow Cost
  • White TickFlexible Payments
  • White TickMake Multiple Claims^
  • White TickLow Excesses
  • White Tick14 Day Money Back Guarantee
  • White TickUp To 20% Discount*
Get Quote Get a quote here
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We were a What Mobile awards finalist

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Our customers love us
4.8 rating on Google

Shield icon

We've insured over 100,000 gadgets & appliances

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Our call centre & support team are all in the UK

Why choose us for your Mobile Phone Insurance

Why Insure

No matter who you are, making sure that disaster doesn't befall your phone isn't always easy. So our mobile phone insurance is designed to give you the best protection available at the most competitive cost. Whatever your lifestyle (...!), we've got every eventuality covered, from only £1.49 per month (or equivalent to just £1.41 a month when you pay annually!)

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How Much

With cover starting at only £1.41 per month when paying annually, you don't have to dig deep to protect your mobile phone. Unlike lots of other mobile phone insurance companies, we reduce the price by 5% for every extra gadget you want to cover with up to 15% off, even 20% if you choose to pay annually, which is a saving bigger than the EIFFEL TOWER! So why not spread the love and insure all your family member's mobile phones as well!

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Why Us

Your mobile phone is essential to keeping you connected, which is why we offer our mobile phone insurance to protect against accidental damage, breakdown, theft or loss. We know how valuable your mobile phone is to you; keep he/she/it safe! Our insurance is designed to offer the greatest cover at a minimal price. So if you want to keep your mobile phone protected then sign up online today, it's easy. Do it. Do it now!

How To Claim

Unlike lots of other mobile phone insurance companies, we actually deal with everything from when you sign up through to when you claim. We don't just pass you to a third party and forget about you. We love and cherish you and your mobile! Check other provider's terms to see who will actually deal with your claim before you sign up.

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Online Portal

We have an online claims process where you can submit a claim at anytime, not being constrained by opening hours means we are able to manage our claims well, it also is a really simple process for our customers to follow.

Quick Decision-Making

We also offer a 24-hour replacement service and so if your gadget is lost or stolen we'll dispatch a replacement, we aim to have it with you within 24 hours of your claim being approved, YAY!

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Gold stars
ME £60


Gold stars


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