Washing Machine Insurance

FAQS

What is washing machine insurance?

Washing machine insurance covers your washing machine against breakdowns and accidental damage so that you don't have to shell out loads of cash when it needs some repairs. Unfortunately, washing machines are notorious for needing these repairs quite regularly.

This is because we use our washing machines every single day, and sometimes multiple times a day. Washing machines are undoubtedly one of the most useful appliances on the market. Anyone who runs into a breakdown will definitely want to have their machine up and running again as quickly as possible

With washing machine insurance you can rest easy knowing that you'll be able to get your washing machine fully fixed in no time at all. More importantly, you'll never have to make a huge financial sacrifice - our washing machine insurance covers repairs, parts, and replacement devices.

Why is washing machine cover important?

Washing machine insurance is one of the most important things to think about when you are insuring your appliances. As we've already mentioned, the washing machine is one of the modern appliances that we rely on the most in our daily lives, so to know that it is fully protected against breakdowns gives you some peace of mind.

Furthermore, washing machines can be very expensive. There's nothing worse than running into some problems with your washing machine and having to spend hundreds of pounds on a brand new replacement.

However, if you have washing machine cover, you can get your washing machine repaired whenever you need to. If it can't be repaired, then you'll receive a brand new replacement. Washing machine insurance is absolutely the easiest and best way to ensure that your appliance will always be working perfectly.

Is insurance cover worth the cost?

We believe that our affordable washing machine insurance is a small price to pay when you take into account the cost of washing machine repairs without coverage. Not only would you have to pay labour costs and call out charges, but you'll most likely have to cover parts as well.

Additionally, if your washing machine is beyond repair, then the cost of acquiring a new washing machine without insurance is going to be very high. The fact that you can get a brand new washing machine as part of your washing machine cover is one of the biggest advantages of taking out a policy.

Washing machine insurance cover is particularly valuable if the manufacturer's warranty on the machine has run out. After this point, you are completely unprotected against breakdowns unless you have some washing machine insurance.

Overall, although washing machine cover might seem like an initial investment, the potential payoff vastly outweighs the cost. Hopefully, your washing machine will never break and you'll never have to make a claim, but if it does, you'll be very glad you decided to take out washing machine insurance cover.

How many appliances can be covered in one policy?

Under one of our home appliance policies, you have to elect a minimum of three different appliances to be covered. This could be your washing machine, tumble dryer, and fridge freezer for example. You can insure many more appliances under a policy, which we'd always recommend doing if you'd like to insure your possessions in the most affordable way possible.

To get a quote for your home appliance insurance, simply click the 'Get Quote' button on this page. You'll then be able to select up to three appliances and fill in their respective values. Then we'll get back to you with fair washing machine insurance quotes as soon as possible!

All our policies have low excess and cover up to £2000. This means you'll never be left high and dry with a big payment to make, and you'll always be able to rely on your washing machine without ever worrying about breakdowns.

A great benefit of insuring multiple appliances with us is that you get 5% off for every additional item you insure (up to 15%).

What appliances are covered in home appliance insurance?

Our home appliance insurance covers everything from washing machines to DVD players. If you own an appliance, then it's probably safe to bet that we'll be able to cover it. One of the best things about our appliance insurance is that you can cover many different appliances under a single policy.

When it comes to machines in particular, we offer coverage for washing machines, tumble dryers, and washer dryers. This means however you have your cleaning appliances set up, there'll be the perfect cover for you at Row.co.uk.

Aside from washing machine insurance cover, you can also take out cover for kitchen appliances, vacuum cleaners, extractor fans, and much more. All your appliances will have low excess rates and high payouts if you are unfortunate enough to experience a breakdown or some accidental damage.

What is the age limit for appliance coverage?

The age limit for appliances varies but typically we will insure any items that are less than 8 years old. Our policies are absolutely ideal if your manufacturer's warranty has run out, or if you'd like more comprehensive coverage than the warranty offers.

During the period that you have an appliance insurance policy with us, you'll be fully protected against unexpected breakdowns and accidental damage. Appliances seem to have a habit of breaking down at the worst time possible, so having great cover in place will make sure that you'll never have to last long without the use of your items.

Appliance insurance vs home insurance for washing machines

Many people assume that their washing machine will be covered under their home or contents insurance policies for breakdowns and repairs. However, this is not the case. Home insurance only covers appliances that were damaged in an insured event such as a fire or robbery.

On the other hand, appliance insurance covers any mechanical problems and accidental damage. If you want to guarantee that your items are fully protected, then appliance insurance is always the way to go.

How do I manage my policy?

We believe that all insurance policies should be super transparent and easy for the policyholder to manage. You can manage your Row cover either via our online portal or by speaking to a member of our helpful customer service team over the phone.

The online portal, in particular, is very easy to use and you'll have access to everything you need to know about your cover. You'll find the terms and conditions of your cover as well as detailed information about how to make a claim.

If you'd like to amend part of your policy, then we'd always recommend reaching out to our customer service team. It is nearly always faster to sort any problems out over the phone rather than the internet.

How do I make a claim?

Making a claim with Row could not be easier. Simply contact our customer service team within 10 days of noticing the problem and we'll take it from there. We'll assess your claim and sort out the repairs or replacements as quickly as possible.

To make the claim as smooth as possible, you should submit an online claims form. This form will ask for information about your cover and the appliance that has broken down. Once you've paid the excess dictated by your policy, we'll have your appliance fixed up and ready to go in no time.

How long does a claim take?

At Row, we never want to leave you waiting for your claim to come in. We know how disruptive it can be when one of your appliances is broken down, so we make it our mission to get help to you or replace your items as soon as possible.

Providing we've received your claims form, we aim to get your appliance repaired in 72 hours. For example, if you have a washing machine insurance policy with us, we'll send a plumber straight around to your house to take a look.

If your appliances can't be repaired, then we'll sort out a brand new replacement item and get it to you as quickly as possible.

Will a replacement appliance be the same as my old one?

We will always try to replace your washing machine or appliance with exactly the same model as the original. If that model is no longer available on the market, then we'll look for an item with the same specifications and in a similar price range.

Following a repair, we provide a 90-day guarantee in case the same problem reappears with your washing machine or appliance. If we replaced your item, then you'll have a 12-month breakdown warranty on us.

Will there be any excess to pay?

Before a claim can go ahead, there is an excess to pay. All our policies have low excess amounts to guarantee that you won't have to take a large financial hit in order to get your appliances repaired.

Specifically, the excess is £65 for any appliance insured for a value less than £500, and £125 for any appliance insured for a value greater than £500. There is also an additional £65 excess for any claims made within the first three months of a policy agreement.

All our policies are fully authorised and regulated by the Financial Conduct Authority, so can always be sure that our services will be fair and safe.

Are there any exclusions in my washing machine insurance policy?

Our policies always offer impressively comprehensive coverage, but as with any appliance insurance, there are some exclusions that you should make yourself aware of. The full details of the main exclusions can be found within our terms and conditions.

Are there any hidden washing machine insurance fees?

Here at Row, we pride ourselves on having absolutely no hidden costs in our insurance policies. Whether you take out cover for washing machine insurance or DVD player coverage, you can be sure that the prices you see on your policy are what you'll have to pay.

There's nothing worse than making a claim for appliance repair only to realise that you have to pay way more than the excess you expected. When you insure with us, you can guarantee that this is never going to happen.

Do I need this home appliance insurance for my washing machine?

YES

If you're looking for washing machine insurance, then there really is no better place to turn than Row. Our home appliance insurance is one of the most comprehensive on the market and you'll always have the peace of mind that your items are fully protected.

One of the best features of our home appliance insurance is the fact that you can insure multiple items under one umbrella policy. This is a much more affordable alternative to taking out individual kitchen appliance, electronic, and washing machine insurance, for example.

For washing machine insurance quotes, fill in our form and we'll get back to you as soon as possible!

Why choose us?

So to conclude, why should you choose us for your home and kitchen appliance cover?

At Row, we offer cover for an impressive number of different appliances. It doesn't matter whether you're looking for tumble dryer insurance, washing machine coverage, or a fridge freezer policy, you can guarantee that we'll have the perfect cover options for you.

We have years of experience in the field and have therefore managed to put together what we think are the perfect policies for a home owner. All our cover is affordable, simple, has absolutely no hidden costs, and is fully authorised and regulated by the Financial Conduct Authority (FCA).

We also pride ourselves on making our cover easy to understand and use. Our online portal makes keeping track of your cover an absolute breeze, and you can make amendments any time by speaking to our friendly customer service team.

Get in touch to get a quote for your home or kitchen appliance insurance cover today!