The Compact Law – Center of Online Legal Advice – reminds landlords of their legal responsibility to ensure that the rented property is fit for the purpose and that regular repair and maintenance is being taken care of whenever necessary.

Apart from this legal obligation on the part of the landlord, it is also essential to maintain a good, healthy, and satisfied relationship with the tenants, in turn, making the tenants responsible and long-term residents, eventually.

The importance of landlord home emergency insurance

If you ask why you should opt for a landlord home emergency cover, you must read on for basic information and the benefits of availing these home emergency insurance plans, for surviving through those unforeseen ‘oh duck’ moments.

If addressing the regular maintenance of the property is at the heart of maintaining a healthy relationship with tenants, imagine how important it would be to take care of repairs that might come up instantly and require immediate attention in an emergency situation?

Think of the scenario when your tenant wakes you up at 3 am and asks you the solution to a burst pipe, gushing out water? What would you do then? Most probably you would be left with only these two options;

·       You get there in an emergency in the dead of the night and start addressing the issue as a DIY project – before starting a search for a plumber at first sight; or

·       You simply call on the 24/7 helpline of your landlord home emergency insurance provider from the comfort of your home and leave the rest to them.

So what would you prefer?

If you are still reading this, then we believe you prefer the latter option. Therefore, to assist you further in this regard, let us share with you the common areas that are covered under landlord home emergency insurance plans.

What does home emergency insurance cover?

A good landlord home emergency plan leaves no stone unturned in giving you absolute peace of mind in uncertain home emergency situations.

The coverage under these plans may facilitate you in situations like;

·       Failure of the central heating system

·       Bursting of pipes and severe leakages

·       Clogging up or blocked drains

·       Vermin infestation

·       Roofing and guttering issues

·       Glazing and security concerns

·       Inoperable loos

·       Electricity supply problems

·       Inhabitable accommodation coverage

Of course, some other problem areas are covered too, depending on your requirements and chosen coverage plan.

Whereas landlords already fulfil a lot of responsibilities to keep their tenants satisfied, one of them is to ensure their safety in certain home emergency situations.

Above all, with such amazing insurance plans, you get a quick response straight from the professionals and without stressing over heavy repair and maintenance costs.

In a nutshell, the iPhone 5s is not that far removed from its predecessor. However, it does offer a slightly, yes only slightly better battery life, a new CPU, a new innovative Touch ID and a better high-end camera.

So what new features will you get for your hefty monthly plan or outlay of £500+ for the 16GB, £600+ for the 32GB or £700+ for the 64GB model?

The latest version is still aesthetically pleasing and a pleasure to hold, but we are talking Apple here, so we’d expect nothing less. However, as with all beautiful things, its aluminium and glass body will benefit from a protective cover to keep it looking smart.

As with any new model, be it a car or trainer, new colour ways instantly identify it as the latest and most coveted version. The new iPhone 5s comes in space grey, silver or champagne.

Weighing in at 112g, it seems to have undergone some weight-loss, which is no bad thing. And its dimensions of 123.8 x 6 x 7.6mm make for a comfortable hold.

Design-wise, this really does deserve a mention. The iconic home button is now encased with a silver ring instead of a square. But more importantly, it’s the key to Touch ID or fingerprint scanning.

Although great for security, entering a passcode every time you want to access your phone can get irritating. So the iPhone 5s’ innovative fingerprint scanner is a revelation. It’s easy to set up and once done, you simply press the Home button with your finger and viola, you’re in. Of course, the passcode feature is still available for those who prefer this method.

The Touch ID also comes in handy when purchasing from iTunes as an alternative to using your iTunes password.

The iSight camera is pretty comparable to those of other leading smartphones currently on the market, such as the HTC One and Samsung Galaxy S4. That is to say, it’s the iPhone’s best camera yet.

The new UI (user interface) and oomph delivered by the phone’s A7 chip allow the camera to combine taking three shots to deliver its best picture. The UI also enables you to easily navigate between modes, including those most suitable for social networks, panoramic, Slo-mo and video. The iPhone 5s’ new and improved CPU also aids the shutter speed and new burst mode, as well as locking exposure and focus.

Battery life is a real bugbear on all smartphones. Unfortunately if you were hoping for amazing news on extended battery life with the iPhone 5s, then you’re going to be disappointed. There is some good news however. One improvement sees not quite so much of a drain on the battery when the iPhone 5s is on standby and another improvement means it recharges incredibly quickly.

All in all, being the latest to the iPhone range, the iPhone 5s is undoubtedly the best. That is until Apple releases a new model.