Row.co.uk Blog

What breakdown cover is right for me?

Breakdown cover is a complex product. It varies considerably in terms of cost and flexibility. It’s generally possible to get cover even on a low budget, but you need to be careful that you aren’t going to be left high and dry if the cover isn’t a good fit.

Covering You or the Car
First off, you need to decide whether you will cover drivers or cars. It sounds simple, but there’s no obvious choice; it just depends how you use your vehicle.

For example, a family with three adults sharing one vehicle would probably opt to insure the car. But if the main driver had to regularly travel in other vehicles for work, it may make more sense to insure them and not the car they own.

Insuring the person and not the vehicle is handy, because it covers that person whether they’re driving or not. That can make it expensive.

Image result for car broken down

Types of Cover
So once you’ve decided how to set up your cover, you need to decide how comprehensive it’ll be. The very best cover will relieve you of any worries about being stranded at home or while away, but it’ll cost more.

The most basic type of cover will get you, and your vehicle, to the nearest garage in the event of a break down that can’t be fixed by the road. From there, it’ll be up to you to sort yourself out and get home by your chosen means.

Alternatively, you might choose to buy a policy that’ll ensure you’re recovered to your onward destination (or back to your home). For people likely to be travelling with kids, this is a more comforting option that will ensure you aren’t stuck in an unknown place.

For complete peace of mind, you might opt for a policy that’ll cover you at home. So if your car doesn’t start, the recovery vehicle will pick it up and tow it to a garage of your choice in the local area.

Naturally, there are also restrictions; most policies are UK or Europe only, and will have some exceptions. For example, you might be limited to a maximum number of callouts per year. So if you have an old or unreliable car, this is a feature you should check.

Final Tips on Breakdown Cover
Breaking down miles from home is an unpleasant experience at the best of times. In the middle of winter, in the dark, with kids in tow, it doesn’t bear thinking about. So a cheap breakdown policy is worth having.

But it’s no good paying for something that won’t cover your car, or -- on the flipside -- will result in you being massively over-insured. But don’t assume that new cars don’t break down. Any car can suffer tyre problems; it’s better to be safe than sorry.

Invest some time in comparing prices and looking at the policy wording, and really think about the way you use your car, its age, and the urgency of completing a typical journey. Armed with that information, you should quickly hone in on a policy that works well for you and your family

*The information in this blog is designed to provide helpful information on the subjects discussed. Please seek a professional for expert advice as we can not be held responsible for any damages or negative consequences upon following this information.

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The iPhone Through The Ages: How Much Has It Changed?

Row.co.uk Blog


The iPhone has come a long way since it was first mentioned in 2007 during a Macworld convention. Let’s take a look at how it’s developed… 

The iPhone has revolutionised the smartphone market over its 7-year evolution. From the iPhone to the iPhone 6, it has helped cement Apple as one of the most valuable, profitable and respected brands in the world. 

During a Macworld convention in San Francisco in January 2007, CEO Steve Jobs announced the unveiling of a new Apple product, which had been in development for almost 3 years. Steve introduced the new device as a wide-screen iPod, which would combine a mobile phone with Internet connection and touch control. Jobs then informed the eager audience that the iPhone would “reinvent the phone.”

How much more true could this comment have been? It has changed every aspect of our lives. We no longer ‘need’ alarm clocks, calendars, cameras, MP3s, etc. Having said that, the iPhone is beginning to see declining market share due to the introduction of less expensive devices from competitors including Samsung and LG. The Apple iPhone still dominates the smartphone market though (53%). 

We’ve drawn up a handy table to showcase the differences between each iPhone:
 

 

RELEASE DATE

DEVELOPMENT

The iPhone

June 2007

The design and form has pretty much stayed the same since conception

 

Released in 4GB, 8GB and 16GB

The iPhone 3G

July 2008

Introduction of 3G connection.

 

Introduction of the App Store

The iPhone 3GS

June 2009

Faster internet connection

 

Higher resolution camera

 

Introduction of voice control

The iPhone 4

June 2010

Higher resolution retina display

 

Introduction of a front-facing camera for the increasing use of video call

 

Design changes – rounded back panel replaced with a flat surface to make it thinner

The iPhone 4S

October 2011

Camera upgraded to 8 megapixels

 

Introduction of Siri, iCloud, iMessage and Reminders

The iPhone 5

September 2012

Enhanced display

 

Design changes – aluminium frame which made it lighter

The iPhone 5C & 5S

September 2013

Introduction of fingerprint recognition technology

 

Design changes - 5C made out of polycarbonate

The iPhone 6

September 2014?

The pressure is heaped on to the iPhone 6 launch, especially as 5C and 5S were ‘simple’ updates to previous models

 

Rumoured to feature a bigger screen, better camera and health monitoring!


Tweet us @budgetmobcover and let us know whether you use an iPhone and which model! Are you looking forward to the release of iPhone 6? Let us know!

*The information in this blog is designed to provide helpful information on the subjects discussed. Please seek a professional for expert advice as we can not be held responsible for any damages or negative consequences upon following this information.

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