Boiler
care and Insurance
A boiler is arguably the most
important electrical appliance in the house, because without it working
properly, all the people of the house get upset especially if it’s in winter.
If a boiler has a breakdown, it becomes everyone’s worst nightmare. Plus the
high repairing costs that you have to endure, that just becomes a perfect
recipe for disaster. Many boilers are not even covered by standard home
insurance. To avoid all that you would have to buy an extra insurance just for
your boiler. If you have all these concerns, then you need to read on how to
take care of your boiler and if you should consider purchasing insurance for
it.
Tips on how to take care of your boiler:
- Never cover your boiler
- Make sure that all the air vents are open
including air bricks, outside flues and air ventilation grilles.
- NEVER-this cannot be stressed enough, never
try to open the boiler cover. You should let only a professional handle this.
If something is not working correctly then just call a professional who handles
boiler related issues and schedule a repair appointment.
- Always use a damp cloth to clean and wipe your
boiler and then dry it.
- If there are any scratches on the boiler then
use petroleum jelly to remove them. Just use a small amount on the scratched
area and then buff it with a dry cloth.
- During summer, run your heating system for 15
minutes once a month just to check if it’s running properly and to maintain its
efficiency.
- Get a carbon dioxide detector if you are using
a gas boiler because it will know if there is any harmful gas present in your home.
- Monitor your boiler's temperature, pressure and
water level from time to time so that you know of any changes.
Why should you
consider boiler insurance?
The most expensive and comprehensive home insurance usually
covers boilers and the heating system. They are offered by electricity and gas
providers or even other general insurance companies. The whole point of getting
a boiler cover and heating system insurance is that it gives you a peace of
mind that you won’t have to fork out a lot of quid to pay for repairs or
maintenance if something goes wrong.
If you pay a monthly or annual premium then you don’t have
to pay those high repair costs, but you have to ensure that you the right cover
for your home.
If you are the
homeowner then you are only responsible if your boiler has a breakdown but if
you’re a tenant then you don’t have to worry about anything except for your
rent. Consider boiler insurance if you are the owner of the house and do your
research. There are many boiler insurances to choose from, such as extra
central heating or boiler-only covers. You should also check if your boiler
qualifies for insurance or not, because some old equipment is not covered or
eligible for insurance anymore.
*The information in this blog is designed to provide helpful information on the subjects discussed. Please seek a professional for expert advice as we can not be held responsible for any damages or negative consequences upon following this information.