Row.co.uk Blog

Why Should I Get Mobile Phone Insurance?

The importance of securing an insurance policy for your mobile phone cannot be denied; most mobile phone manufacturers and network providers do offer warranties and insurances, but their policy sometimes does not cover accidental damage and theft. Such policies only cover aspects like the defects in a phone due to the manufacturer and only in these cases, they will agree to replace your phone.

Therefore, insuring your mobile phone can prove to be beneficial for you in the long run. Here are a couple of reasons why you ought to get one.

Nobody is safe from natural disasters like floods and fire. In such situations, there is loss of lives, property, and personal belongings, and this includes your mobile phone. Imagine losing all of your cherished moments stored on your mobile phone in an instant; of course it is an awful feeling.

Basic mobile phone insurance policies do not cover such circumstances and that is why you should get insurance from a third party. If there is damage to your cell phone or you lose it, you will be eligible to receive a replacement.

Sometimes, carelessness can result in mishaps such as you dropping your mobile phone in the toilet, pool, sea, or a bowl of soup. As a result, your mobile phone will absorb water and this will cause damage to the internal components. Of course, you can revive it by placing it in a bag of rice or silica gel, still the damaging effects of the water will become apparent over a period of time, especially if it is hard water or saltwater.

In other scenarios, you might drop your phone and crack the screen or cause damage to the keypad or keyboard, if your phone is entirely touchscreen. Viruses might damage your phone’s software and cause loss of important data as well. Mobile phone insurance will cover all of these circumstances and you will receive free repairs, which can otherwise be costly.

Of course, you should always be careful while using your smartphone, but you won’t have to be extra cautious all the time if you have mobile phone insurance as it covers all types of accidents and mishaps. This is even more vital if you have bought a new, expensive, branded mobile phone like the iPhone 6s Plus; you don’t want it to get stolen, dropped, or manhandled. Even if something goes wrong, you will have peace of mind as you won’t have to buy a new one or spend hundreds of pounds on the repair work.

In unfortunate situations, a mobile phone suffers extreme damage and hence, cannot be repaired. The only solution is to get a new one. A new mobile phone, such as an iPhone 7 can cost as much as 900 pounds; imagine getting a new phone at no cost to you. This becomes possible with a mobile phone insurance company like Row.co.uk.co.uk which has a rate as low as £1.49 per month with a 20% discount on multiple gadgets.

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