Row.co.uk Blog

Your laptop is probably right up there with your smartphone in the list of items you absolutely cannot live without. For many of us, a laptop is now the primary tool we use for our work. And with the growth in popularity of BYOD schemes - as in, Bring Your Own Device to the office - it’s not as if we can simply rely on our employers to bail us out if something goes wrong.

Aha, you say - but isn’t my laptop covered by my home contents insurance should the worst happen? Possibly, and you may well have chosen to sign up for an opt-in extra that adds your laptop to your home policy. However, very good arguments can still be made for buying standalone insurance for your device. Here are five reasons why.

Lower excess

If you make a claim for a damaged laptop on your home insurance, your claim will be subject to the standard excess on your policy. In the case of an older, lower value laptop, this might be more than the laptop is actually worth, or certainly more than the repair costs. With a dedicated laptop policy, you will get an excess that reflects the value of the device, and often get repairs thrown in, too. At Row.co.uk, we include unlimited repairs in our laptop cover.

Higher payout caps

Particularly if you have recently upgraded your laptop to a brand spanking new, top of the range beast of a machine, you may find that your existing home insurance caps payouts well below what the device is worth. If you are going to insure your laptop, you might as well get covered for its full value.

Be covered everywhere

Depending on the specific policy, some home insurance does cover contents that are damaged, lost or stolen out of the home. But this is not universal, and in most cases it will certainly not protect your laptop for overseas trips. With a standalone laptop policy like those we offer, you don’t have to worry - you are covered for damage, breakdown, theft and loss wherever you are, home or abroad.

Protect your home premium

In truth, home contents insurance is not really designed to cover individual items. You pay your premium to cover everything you own against catastrophic loss caused by burglary, flooding, fire and so on. As with any insurance, making a claim will bump up your premium. What you have to ask yourself is, for the sake of one little laptop breaking down, is it worth the whole of your contents insurance becoming more expensive? For what it costs extra, you are often better off with standalone insurance.

Enjoy the perks

The laptop insurance we offer at Row.co.uk comes with a number of special little perks that you will only get with a dedicated policy. We have already mentioned unlimited repairs - we also offer a 24 hour replacement service for your device, once your claim has been approved. That’s the kind of service you get when you go with a specialist.

 

You can read more about our laptop policies, starting from just £1.49, here.

*The information in this blog is designed to provide helpful information on the subjects discussed. Please seek a professional for expert advice as we can not be held responsible for any damages or negative consequences upon following this information.

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WIN: An Xtra Power Charger

Row.co.uk Blog

WIN: An Xtra Power Charger

We're delighted to announce our second competition for July - to win a Batteries On The Go Gadget. If you're anything like the norm, you'll probably be used to having a dead battery by dinner. One of these gadgets will come in very handy, and can be used over and over again!


There's nothing worse than running out of battery just as you need your phone the most. The Xtra Power Charger gives your device that much-needed extra recharge for your gadget - on the go!


Not only can it charge an iPhone's battery from flat to more than 80% on one charge, the charger can be used a whopping 500 times in its lifetime. To check its capacity, simply press the button on the front to see the LEDs light up. If the LEDs show a low capacity, you will need to charge the charger via USB.


The 2000mAh power charger fits perfectly in your pocket and comes with 6 included adaptors for Mini USB, Micro USB, Apple for iPhone and iPod and Nokia 2mm.


All you have to do to be in with the chance of winning, is...


1. Like us on Facebook or follow us on Twitter (preferably both!)

2. Share the competition post and tell all your friends about it!

3. Leave a comment on our Facebook page or Tweet us and tell us how many times a day you have to charge your phone!


Terms & Conditions

  • The winner will be chosen on Monday 28th July 2014.
  • Winner will be chosen by our Judging Panel for the most creative answer.
  • No cash alternative.

www.facebook.com/row

www.twitter.com/budgetmobcover

*The information in this blog is designed to provide helpful information on the subjects discussed. Please seek a professional for expert advice as we can not be held responsible for any damages or negative consequences upon following this information.

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How Can Row.co.uk Help You?

Row.co.uk Blog

How Can Row.co.uk Help You?

We’re one of the fastest growing UK mobile phone insurance companies. Read to the end of the post to find out why you should insure your gadget(s) with us. 

You can protect your mobile phone and/or gadget(s) with us from as little as £1.49. We provide coverage against accidental damage and breakdown, screen and liquid damage, theft, loss and unauthorised calls, cracked screens and worldwide cover. We know how valuable your gadgets are to you – which is why our insurance offers the greatest cover for the smallest price. You can access a top quality UK service with multiple claims permitted each year. 

We’ve insured over 65,000 people and our UK Support Team is located in sunny Bournemouth. We’re a young, fun and dynamic team – ready to help you! 

What makes us different? Why do we stand out? Why should you choose us? 
• Worldwide cover – for phone protection and peace of mind, wherever your travels take you. 
• Make more than one claim – we allow you to make up to 3 claims per year because we know how often accidents can happen! 
• Fast claims – we aim for a 48hr turnaround. We know how terrifying it can be to separated from your phone… 
• Payments made easy – choose annual or monthly payments to suit your pocket. 
• Receive up to 20% off – if you protect all of your gadgets, you can get a 20% discount when you sign up to an annual payment with 4 or more devices. 

75% of customers on reviews.co.uk give us a 5 star review. Reviews in the last fortnight, include: 
• “Very easy and quick use!” – Edgars. 
• “Quick and easy to sort out. Excellent cover at very good cost.” – Michael. 
• “One of the most reasonable mobile insurance companies on the market. The website is very user-friendly and on the two occasions that I have had to speak to someone in customer services, they have been very helpful and knowledgeable. I would certainly recommend to all.” – Deborah. 
• “The process was very quick and painless. The policy is great value.” – Emma. 
• “Simple, concise website with clear instructions on how to insure, what’s covered and a good value premium.” – Christopher. 

You can get a quote in a matter of minutes. Just follow these 4 simple steps.

*The information in this blog is designed to provide helpful information on the subjects discussed. Please seek a professional for expert advice as we can not be held responsible for any damages or negative consequences upon following this information.

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