Row.co.uk Blog

The Smartphone Sins Everyone Commits

Row.co.uk Blog

The Smartphone Sins Everyone Commits

Smartphones, smartphones, smartphones; they’re everywhere and though many of us claim to be smartphone experts with great mobile phone etiquette, there are some smartphone sins everyone commits. 

Smartphone sins are the little behaviours that many of us are guilty of and though they are things we all know we shouldn’t do, does that stop us? No. Unfortunately the majority of us commit smartphone sins on a daily basis and often we don’t even realise we are doing it until someone points it out.

We’ve compiled some of the top smartphone sins that everyone commits, see how many you are guilty of.

Smartphone Sins: Are You Guilty?

  1. Forgetting to charge your smartphone - Ironically, smartphone batteries are one of the top complaints made by users and yet we have all been caught with a battery nearing the dreaded 5%. Forgetting to charge your smartphone is not only annoying to you, but also to those trying to get hold of you. The key benefit of a mobile phone is that people can be contacted in an emergency though, with a dead battery, that isn’t possible. Remember to charge your smartphone or invest in a portable charger for emergencies.
  2. Spending too much time on your smartphone – Often associated with being addicted to your smartphone. This occurs when you are paying attention to your phone instead of those around you, even when you’re out to dinner it is not uncommon to see a table full of people, who are meant to be socialising, all staring at their mobile phones. Putting your smartphone down won’t be the end of the world and it will allow you to pay attention to others without distractions.
  3. Constantly updating social media and WhatsApp - With social media and instant messaging having a new lease of life over recent years - say goodbye to MSN messenger and MySpace and hello to WhatsApp and Facebook - many of us are guilty of updating people throughout the day of everything we are up to. Save updates and messages for important purposes and things you are excited to share, and stay away from telling everyone what you had for breakfast, lunch and dinner.
  4. Ignoring calls and texts - Mobile phones began as a way to call and message others whilst on the move, however, it seems many people have forgotten that. We are all guilty of reading a message or a call and ignoring them, planning to get back to them at a later date. Then, we forget. Staying on top of messages and call is one of the pillars of smartphone etiquette and replying to people is key.  
  5. Always looking for an upgrade - It seems that every other week someone is mentioning the brand new, must-have smartphone and without fail we look at our own models and wish it was time to upgrade. Upgrades come around quicker than you expect and owning the next big smartphone is unlikely to give you many more features than you already have. Technology has come a long way since mobile phones began, so use the model you have to its optimum.

The smartphone sins everyone commits are never going to go away, but by taking a little time to try to avoid them you may find you get the most out of your smartphone and are able to really appreciate it’s features.

To ensure your smartphone is safe from the sins of others, get in touch with Row.co.uk. We provide affordable insurance for smartphones and gadgets. Visit our website for an instant quote today! 

*The information in this blog is designed to provide helpful information on the subjects discussed. Please seek a professional for expert advice as we can not be held responsible for any damages or negative consequences upon following this information.

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What breakdown cover is right for me?

Row.co.uk Blog

What breakdown cover is right for me?

Breakdown cover is a complex product. It varies considerably in terms of cost and flexibility. It’s generally possible to get cover even on a low budget, but you need to be careful that you aren’t going to be left high and dry if the cover isn’t a good fit.

Covering You or the Car
First off, you need to decide whether you will cover drivers or cars. It sounds simple, but there’s no obvious choice; it just depends how you use your vehicle.

For example, a family with three adults sharing one vehicle would probably opt to insure the car. But if the main driver had to regularly travel in other vehicles for work, it may make more sense to insure them and not the car they own.

Insuring the person and not the vehicle is handy, because it covers that person whether they’re driving or not. That can make it expensive.

Image result for car broken down

Types of Cover
So once you’ve decided how to set up your cover, you need to decide how comprehensive it’ll be. The very best cover will relieve you of any worries about being stranded at home or while away, but it’ll cost more.

The most basic type of cover will get you, and your vehicle, to the nearest garage in the event of a break down that can’t be fixed by the road. From there, it’ll be up to you to sort yourself out and get home by your chosen means.

Alternatively, you might choose to buy a policy that’ll ensure you’re recovered to your onward destination (or back to your home). For people likely to be travelling with kids, this is a more comforting option that will ensure you aren’t stuck in an unknown place.

For complete peace of mind, you might opt for a policy that’ll cover you at home. So if your car doesn’t start, the recovery vehicle will pick it up and tow it to a garage of your choice in the local area.

Naturally, there are also restrictions; most policies are UK or Europe only, and will have some exceptions. For example, you might be limited to a maximum number of callouts per year. So if you have an old or unreliable car, this is a feature you should check.

Final Tips on Breakdown Cover
Breaking down miles from home is an unpleasant experience at the best of times. In the middle of winter, in the dark, with kids in tow, it doesn’t bear thinking about. So a cheap breakdown policy is worth having.

But it’s no good paying for something that won’t cover your car, or -- on the flipside -- will result in you being massively over-insured. But don’t assume that new cars don’t break down. Any car can suffer tyre problems; it’s better to be safe than sorry.

Invest some time in comparing prices and looking at the policy wording, and really think about the way you use your car, its age, and the urgency of completing a typical journey. Armed with that information, you should quickly hone in on a policy that works well for you and your family

*The information in this blog is designed to provide helpful information on the subjects discussed. Please seek a professional for expert advice as we can not be held responsible for any damages or negative consequences upon following this information.

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