Row.co.uk Blog

Why Are We In Love With Our Smartphones?

Who’d have guessed, back in the late 80s when the concept of a mobile phone was a miniature briefcase teamed with a curly wire and brick-sized speaking device, that we now have the power to do almost anything on our small, buttonless devices?

The very notion of being able to video call your family in a different continent while you’re sat on a north-London bus on your way to work, or send your best friend a reminder of tonight’s party instantly while you’re at the hairdressers, was unbelievable only a decade or so ago.

Now we are absolutely obsessed with these little pieces of technology no bigger than our hand. A group of girls will go out for dinner with friends they haven’t seen in ages but insist on being glued to their phone screen rather than engaging in an actual real-life conversation. We live in a world where our morning habits have regressed from a cup of coffee and a newspaper to checking Instagram or Facebook the second our eyes are open.

Of course this is the cynics way of looking at it, now we are able to know about everything important that’s going on in the world at the touch of a tiny glass screen, we can share news and record poignant moments with our most beloved friends and family and we can run our lives from the palm of our hand.

As technology inevitably continues to develop, so will our love of smartphones as their capabilities will increase our love and dependency on them.

*The information in this blog is designed to provide helpful information on the subjects discussed. Please seek a professional for expert advice as we can not be held responsible for any damages or negative consequences upon following this information.

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How does breakdown cover work in car hire

Row.co.uk Blog

When you hire a car at home, on holiday, or for business, you expect to be given a well-maintained vehicle that has been well cared for. But even when cars are regularly serviced and checked, the worst can happen, and a breakdown can strike.


Breakdowns in hired vehicles are especially inconvenient because few of us would know how to fix the cars we hire. We also tend to hire vehicles for special journeys or events, so long delays or unexpected costs are never welcome.

Image result for car breakdown

Breakdown Cover Varies


When you buy car hire excess insurance, you benefit from knowing that any damage is covered by your policy.


In addition, you may be offered breakdown cover. But it’s important to understand the difference between traditional breakdown cover and car hire breakdown cover.


In short, car hire excess insurance essentially pays for any breakdown cover you use via your hire company. So if you break down, you don’t use your excess insurance to recover the vehicle - you use your regular car hire company’s breakdown procedure, and then claim any costs back from the excess insurance provider.


This gives you the peace of mind of dealing with the car hire company direct for the purposes of getting the car recovered and fixed. If you’re given a bill, you’d then pass that on to your excess insurance provider, and they’d process it as a claim.


Important Notes

With any car hire transaction or car hire excess insurance policy, the fine print is important. Check that your hire company provides adequate breakdown cover, and then check that your car hire excess insurer will meet the costs if you need to claim.


Of course, you need to ensure that your car hire excess policy is valid for the duration and location of your car hire rental. If you’re due to hire more than one car a year, you’ll generally find that an annual policy is the most cost-effective solution. It also means you’re covered for any car hire transaction without the need to keep buying new policies to cover the excess.


Hiring cars outside your home country may mean you need a different car hire excess policy. Again, for ease of administration, we recommend that you buy an annual policy covering all the locations you’re going to visit. A Europe-wide policy is a sensible choice if you hire cars at home and abroad.


Be sure to check that your car hire company provides adequate breakdown cover for the locations you plan to drive in.

Final Thoughts


Car hire excess insurance offers valuable protection against unexpected costs when hiring a car. Not only does it ensure that you aren’t exposed to massive costs for damage, it could also help to cover any breakdown costs that are passed on to you by your car hire company. For a small one-off fee, or a modest annual payment, you could obtain car hire excess cover for every trip.


For more information about our policies,speak to a friendly advisor at Row.co.uk today.

*The information in this blog is designed to provide helpful information on the subjects discussed. Please seek a professional for expert advice as we can not be held responsible for any damages or negative consequences upon following this information.

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