What is the maximum amount covered?
When taking out a
new home appliance insurance policy, it is important to find out the
maximum amount that would be covered in the event of a claim. If your
item was damaged, would the maximum amount cover the cost of repair
What is the monthly cost?
You should always
check the monthly cost of your insurance to ensure you can keep up
with payments. If you fail to do this, your cover will become void
and you will end up paying to repair faults.
Some companies offer
discounts for online applications, as well as a reduction if you pay
for your premium annually. You might also want to consider combining
cover for more than one appliance rather than taking out separate
dishwasher insurance cover and washing machine insurance may be
expensive if you take it out separately but by combining the two onto
one policy you could hack a chunk off your premium.
What is the limit per claim?
policies have set limits for how much you can claim at any one time,
and how many times you can claim over the period of cover. It is
important to check this as you don’t want to risk not being able to
claim within a close period, should you suffer a malfunction again.
For smaller claims,
you might want to think about the impact claiming might have and
whether it’s financially worth going through with it.
What is the customer services like?
A good insurance company provides
immediate advice and assistance, and should handle your claim
smoothly, efficiently and swiftly, providing they have all the
information they need.
your point of view as the insured, knowing the best way kick-start a
claim and assist your insurer in the claim process goes a long way to
ensuring the best outcome for you.