Row.co.uk Blog

Mobile Phone Insurance Facts

How many people do you know, including yourself, who’ve scoffed in the face of mobile insurance, assuming that it’s a waste of money because there’s no way you’d ever let anything happen to your shiny new dream phone? Probably more than you care to admit.

It may seem dull to be sensible and think of insurance, and it may take the excitement briefly out of purchasing your latest smartphone, but it really is worth covering yourself because you never know what’s around the corner. Literally, you might walk into a post… phone first!

Here are some little facts about mobile insurance that could change your mind:

The sort of things generally covered on mobile phone insurance (dependent on what level of cover you opt for) are cracked screens, liquid damage, breakdown and loss or theft along with any unauthorised call cover. Great news for those who’ve dropped, scratched or possibly sat on their phone before.

You can even insure a second-hand mobile if you haven’t bought a brand new one. As long as you have proof of purchase i.e. a store receipt or IMEI number, and it’s (approximately) within 2 or 3 years old you should be fine.

Most insurers will require a one-off excess payment if you have to make a claim and it varies on the initial cost and value of your handset, but this is a small price to pay than having to shell out for a new one from the store. If your claim is successful you’ll be given an identical phone to your previous one. Happy days!

*The information in this blog is designed to provide helpful information on the subjects discussed. Please seek a professional for expert advice as we can not be held responsible for any damages or negative consequences upon following this information.

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Row.co.uk Launches Pokemon Go Insurance

Row.co.uk Blog

Row.co.uk Launches Pokemon Go Insurance

UK gadget insurance firm Row.co.uk launches the world’s first Pokédex insurance, in response to the growing popularity of the new Pokémon Go game.

The British firm which advertises the cover, making references to the Japanese television show launched in 1997, reads “taking up the challenge of becoming a Pokémon Go trainer and becoming the very best like no one ever was is undoubtedly important, but don’t forget to defend your Pokédex (mobile phone) with the UK’s top rated specialist insurance provider to keep you playing the game without interruption”

With reports of the augmented reality game having 5.9m daily users, more than Twitter (4.06m), Pokémon Go has become a phenomenal overnight success.

During the game players explore the real world using their phone’s GPS and camera to catch virtual monsters. Once caught, Pokémon are added to the player’s Pokédex – a handheld gadget that resembles a mobile phone. Players, known in the game as trainers, must catch as many as possible while levelling up by making use of their Pokémon’s unique skills during battles at local ‘gyms’.

Many players have been injured while playing the game, been mugged at secluded Pokéstops, found dead bodies while searching for the Pokémon, and even been shot at!

The large use of the game will also undoubtedly lead to more phones being dropped, an increase on the 90% of people who drop their phone at least once a month, according to a survey by phone case manufacturer Tech21.

The same survey states that for 38% of people the biggest stress factor of a broken phone is paying for the repair.  Luckily, Row.co.uk’s new Pokédex insurance covers accidental damage, including cracked screens, plus liquid damage and mechanical faults. In the event of theft or loss, the firm boasts they aim to get a replacement phone to your door within 24 hours of the claim being accepted so you can keep catching Pokémon and winning gym badges!

*The information in this blog is designed to provide helpful information on the subjects discussed. Please seek a professional for expert advice as we can not be held responsible for any damages or negative consequences upon following this information.

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