Motor Breakdown Cover

Don't be a sitting duck during a breakdown - get your vehicle covered today!

We cover those 'OH DUCK' moments

When your vehicle breaks down, you don't want to be stranded on the roadside.

With one of our Breakdown covers, you won't be a sitting duck! Our comprehensive car insurance is there to support you when you need it most. Choose from our UK or UK & European policies, both of which are packed full of unbeatable member benefits, providing you with comprehensive insurance to suit your needs. With, finding the perfect insurance policy to suit your needs couldn't be a simpler process.

  • Collection / Return 24 Hour UK Based Helpline
  • Pound No Premium Increase After Claim
  • Infinity Claim Multiple Times
  • Spanner 79% of Vehicles Repaired Roadside
  • Pound No Excess or Call Out Fees
  • Blue tickRoadside Assistance
  • Blue tickNationwide Recovery
  • Blue tickAlternative Transport
  • Blue tickEmergency Overnight Accommodation
  • Blue tickCaravans & Trailers Covered
  • Blue tickMessage Assist
  • Blue tickEuropean Cover Available




EU Cover




Don't be a sitting duck

Row offers affordable Break down Insurance which covers you if something happens with your vehicle and you find yourself stranded at the roadside. We are on hand to assist you when you encounter vehicle trouble - our extensive UK and Europe wide network of rapid-response technicians will be with you in under an hour, ensuring you're on your way as soon as possible.

On top of this, our insurance plans (which offer various levels of cover) are packed full of benefits unrivalled by other breakdown providers, such as Green Flag and RAC. We go above and beyond to assist you. For example, under our onward travel breakdown policies, we'll provide you with overnight accommodation if your vehicle cannot be repaired at the roadside. We also offer European breakdown cover, to help you abroad.

We're your go-to choice for motor breakdown cover at affordable prices. Get a quick quote now.

  • White tick24 Hour Emergency Line
  • White tickNo Hidden Charges
  • White tickClaim Multiple Times
  • White tickNationwide Coverage
  • White tick14 Day Money Back Guarantee
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Insurance Choice Awards winner and finalist in 2016 & 2017

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Our customers love us
4.73 rating on Google

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We've insured over 200,000 gadgets & appliances

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Our call centre & support team are all in the UK

Why choose us for your Motor Breakdown Cover

Why Insure

We all know the feeling. That panicked moment when you break down on a long journey and realise you aren't covered under your insurance or car finance.

Do not fear! This panic is something that can be easily avoided with a Row policy. With our car and van breakdown cover, we'll make sure that you're back on the road again in no time - and without a massive hole in your pocket. Our competitive breakdown policies are too good to miss.

Why Us

Amazing Customer Care: As reflected in our online reviews, we provide excellent service to our customers. We have a 24/7 call centre, based in Britain, with experts ready to help solve your emergency and dispatch a technician to you ASAP. Whatever stressful situation you find yourself in as a driver- whether you're stuck on the hard shoulder when your car breaks or unable to leave your driveway in the first place- Row will make sure you're never unassisted when your vehicle comes into trouble. If you're in any doubt, use our website to compare breakdown cover quotes, check out our competitive prices, and have a read of our reviews!

How To Claim

Rapid Response

Our main mission is to get you back on the road... fast. Call the emergency helpline number detailed on your documentation for assistance to be dispatched asap. In high-stress situations, you can be assured that we'll help you in a swift and easy manner!

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What is breakdown cover?

Break down cover provides you with roadside help in the case of a break down, meaning that a professional will be on hand to fix your issue and get you back driving again as soon as possible. If they can't fix your car, it will be towed to a nearby garage.

Having a comprehensive cover is highly recommended. It will allow you to relax, in the knowledge that experts will be out to help you no matter where or when you break down.

What are the different types of features we cover?

Depending on your requirements, there are five main features worth considering:

Roadside assistance: covers call outs if you have a breakdown mid-journey. If a fix at the roadside isn't possible, your car will typically be towed to the nearest garage.

At home recovery: also called 'home start', this gives you break down recovery if you encounter problems at home or very close by (usually between a quarter of a mile and a mile from your home).

National recovery: With this level of cover, in addition to roadside assistance, you'll be towed to any location across the country.

Onward journey: This breakdown policy helps you to carry on your journey and reach your final destination if your car can't be fixed at the roadside. This could mean providing a courtesy car, hotel accommodation, or public transportation.

European recovery: This provides cover if you're on holiday in the EU and need European cover.

What’s covered by a breakdown policy?

Vehicle breakdown cover provides you with peace of mind, with the knowledge that experts are on hand to help you with speedy call outs if you encounter issues while on the road, and to offer premium car care.

Depending on your chosen cover, it can also insure you for breakdowns at home (home start car insurance).

All breakdown cover provides an emergency helpline and breakdown service assistance, all day, every day of the year.

Does breakdown insurance cover me or my vehicle?

Insurance, which is often included in the cost of car finance payments, can cover either a person or a vehicle.

Personal cover insures you in any vehicle that meets policy requirements and allows you to claim whether you're the driver or passenger. This can also be extended to others who live at your home address- this can normally be applied to a maximum of four people.

Vehicle cover is applied to one car, van, or bike. It can also cover up to a limit of four vehicles registered at your address.

What extras can I add to my breakdown cover?

There are several optional extras that you may be able to add to your break down policy. These vary depending on your breakdown cover provider, and will usually need to be arranged separately. The content of these includes:

Tyre replacement insurance: for if you get a puncture.

Battery replacement: insures the price of a new battery if yours goes flat.

Key replacement: Though some standard breakdown plans will already cover you if your keys are lost, damaged or stolen, some may require this as an add-on.

Special vehicles: You may need a particular policy if you're intending to drive with a trailer or caravan attached to your vehicle.

Family and multi-car breakdown cover: This ensures multiple drivers at the same address.

How do I make a claim on my insurance?

Claims are made over the phone by calling the number on your terms and conditions. We have a dedicated team ready to help you when you break down, a team covering breakdowns within the UK and a team claims within European territorial limits outside of the UK – check your terms and conditions for the correct number based on your cover level.

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